About Us
Built for Main Street.Based in New York.
Lenifi gets capital into the hands of small business owners fast, with clear terms, quick decisions and one accountable relationship.
Capital That Works.
Dedicated Specialist
One accountable desk
- Application2-minute application
- UnderwritingSame-day decisions
- Funding coordinationSame day, 2–6 hours after approval
One process, one decision path, one relationship.
Who We Are
One funding platform.One accountable desk.
Lenifi has one mission: make business funding fast, transparent and accessible for small businesses across the United States. Our team has reviewed thousands of files and funded more than 1,770 small and medium-sized businesses, from restaurants in New York City to trucking companies in Texas.
Our team works out of New York and runs every transaction through the Lenifi funding desk. Depending on the program, Lenifi funds a transaction directly or through a capital partner. One specialist owns your file from application to funding.
Lenifi provides business funding structured as purchases of future receivables at a discount — not loans. Funding is provided by Lenifi or by a partner in its funding network. Approval is not guaranteed.
Monthly deposits
5,000+
Files Reviewed
1,770+
Businesses Funded
Same-day
Decisions
All 50
States
Our Mission
Capital that works as hard as you do.
Small business owners keep the American economy running. They deserve fast, fair capital without the red tape, the waiting and the guesswork of traditional lending. We built Lenifi around one goal: get you funded fast, so you can get back to running your business.
Transparency
You see exactly what you're getting. No hidden fees, no surprises, no confusing fine print.
Speed
Same-day decisions. Funds typically wired the same day, 2–6 hours after approval, because your business can't wait.
Dedication
One specialist handles your file from start to finish. You always know who to call.
New York City
Real people, based in New York.
Our funding team works in New York. We run a serious, professional funding operation that takes your business as seriously as you do.
Email support@lenifi.com and you reach a real New York-based specialist who knows the market and what it takes to run a business.
- 1309 Coffeen Avenue STE 1200, Sheridan, WY 82801
- support@lenifi.com
- lenifi.com
What do I need to apply?
Your last 3–4 months of business bank statements and a government-issued ID.
Will it hurt my credit score?
No. Checking your rate is a soft pull with zero impact.
Why Lenifi
What makes us different from everyone else.
One Funding Desk
One desk underwrites and manages every file. Lenifi funds it directly or through a capital partner. One process, one decision path, one relationship.
Clear Terms
You get clear terms and one point of contact at Lenifi. We manage the funding process, not you.
Dedicated Specialist
One dedicated funding specialist structures your deal, talks to you directly and sees it through to funding. No call centers. No runaround.
Who We Fund
We fund businesses across every industry.
From restaurants in New York City to trucking companies in Texas: if your business brings in revenue, we want to help it grow.
- Restaurants
- Retail
- Construction
- Medical Practices
- Trucking
- Auto Repair
- Beauty & Salons
- Contractors
- Dental Offices
- Gyms & Fitness
- Law Firms
- Franchises
- E-Commerce
- Manufacturing
- Staffing
- And more
We speak small business, and we answer in writing.
Our New York-based funding specialists have helped more than 1,770 small businesses get the capital they need, fast. One clear process. One Lenifi relationship.
Monday–Friday, 9am–6pm ET